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LIGHTHOUSE ANCHOR VISA® CARD

Your perfect partner, whether you’re starting your credit journey or paying off a high-interest credit card.

Apply for the Anchor Card
Rates

Get a $100 Reward†
When You Open a New Credit Card

Open a new Lighthouse Anchor Visa® or Lighthouse Navigator Visa® and earn a $100 Virtual Visa® Prepaid Card when you spend $1,500 in purchases within the first 90 days of account opening.

Apply Today

See Full Offer Terms and Conditions

†Offer valid for new Lighthouse Anchor Visa® Card or Lighthouse Navigator Visa® Card accounts only. To qualify for the $100 Virtual Visa® Prepaid Card (“Reward”), you must be approved for and open a new unsecured credit card account and make at least $1,500.00 in net purchases (purchases minus returns, credits, or adjustments) within the first ninety (90) calendar days of account opening. Cash advances, balance transfers, ATM withdrawals, fees, and interest charges do not count toward the qualifying minimum spend requirement. Limit one (1) Reward per member, regardless of number of new credit card accounts opened. Rewards will be delivered within four (4) weeks after all qualifications are validated. Reward must be claimed within four (4) months of being delivered. Members must not have any charged-off accounts with Lighthouse Credit Union to qualify for the Reward. Accounts must remain open through the date the Reward is delivered. Offer may be changed or withdrawn at any time without notice. Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans are subject to credit approval. Not all applicants will qualify. Employees of Lighthouse Credit Union and affiliates are not eligible. Additional terms and conditions apply. See Terms and Conditions for complete details.

Build your credit confidently

  1. Low interest rate to help you save and reduce debt1
  2. No annual fees1
  3. Secure borrowing option available2

Start your credit journey right

With a low interest rate, you can save more while confidently building your credit with each transaction.

Apply for the Anchor Card

Anchor Card Benefits

Whether you’re just starting your credit journey or simply need to right the ship, let us help you secure a stronger financial foundation with smart spending and support.

  • Secure Your Future
    Your refundable deposit sets your credit line.2
  • Low Interest Rates1
    Low rates, big rewards—your wallet will thank you.
  • No Annual Fees1
    Enhance your credit without extra charges.
  • 24/7 Fraud Monitoring
    Continuous protection for your peace of mind.

Hear from our members

Lighthouse is always willing to go the extra mile.

– Connor B.

Excellent customer service!!

Been doing business here for quite a few years. Very patient and professional. They go above and beyond!

– Paul

There is never a transaction or issue they cannot handle.

– Michael E.

I can always count on a positive experience

They are knowledgeable, patient and friendly. My financial questions and needs are always met. I couldn’t be happier!

– Michelle

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
Download for iPhone
Download for Android

Credit Card Rates

Current interest rates

Card TypeAPR As Low As¹Description
Lighthouse Anchor Card12.99%
Variable rate
Lighthouse Navigator Card15.99%Variable rate

Effective date: April 01, 2026

Anchor Card Disclosure

  1. View full disclosure here.
  2. Secured credit card options available. The secured card requires a refundable security deposit. Your credit line will equal your deposit amount. Minimum deposit is $550.

VISA® Credit Card Disclosure

Annual Percentage Rate (APR) is accurate as of the date listed above. This rate is variable and subject to change.

See our schedule of fees for details on fees and charges associated with Credit Cards.

All loans are subject to credit approval. Qualifying purchases do not apply to cash advance, VISA® convenience checks, ATM advances, advances for overdraft protection or advances via telephone banking or Digital Banking. Please read the Credit Card Terms and Conditions for your card type.

Mobile Banking Disclosure

*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details. 

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

Personal Financing

Start making an impact today

Let’s put your money to work for good.

Open an account